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How to use a tote credit

How Do I use a Tote Credit?

Written by Cheryl

Tote Credit is a type of free betting credit offered by Tote, specifically designed for use on horse racing bets. You can see your Tote Credit balance next to your cash balance. Any eligible Tote Credit can be applied in your bet slip by tapping the icon.

Additionally, credits can also be found under the gift/present icon at the top-right of the screen or in the Promotions Area within your account.

Tote credits can also be applied to bet types like Exactas, Trifectas, Swingers, Jackpots, Placepots, and Quadpots, offering greater flexibility.

Follow these steps:

  1. Log in to your account using the 'Log In' button.

  2. You will see Tote Credit next to your cash balance. For full details, you can access this in “promotions” within “my account,” which will show all Tote Credit available on your account.

  3. Make your selection(s) as usual & enter your stake.

  4. On the Bet Slip, you will see the yellow Tote Credit. Toggle the slider to use your Tote Credit balance.

  5. You can also add a cash stake in the stake field should you wish to place a bet with part cash and Tote Credit.

  6. Tote Credit can be used in any stake denominations, allowing flexibility in your betting strategy.

  7. Click 'Place Bet' to place.

Tote credits are valid across various horse racing bet types, providing significant flexibility to bettors. Below are the scenarios where you can apply them:

  • Single Bets: Use Tote credits for single bets without restrictions on increments.

  • Doubles and Multi-Bets: Apply Tote credits to doubles or multiple selections freely.

  • Bet Builder Wagers: Utilise these credits for Bet Builder options when applicable in the bet slip.

NOTE Some Tote Credit will have restrictions and can only be applied to specific racing selections depending on the terms and conditions of the promotion. For example, some Tote Credit can only be used on selected products such as ‘Placepot.’ Additionally, Tote Credits are typically valid for 7 days after being credited.

Additionally, credits may take up to 24 hours for promotional credits or 48 hours for free bets to appear in your account. Some credits are applied during scheduled updates, such as around 4 PM.

Policy Summary

  • Tote credits are exclusively for horse racing bets across all types, including Exactas, Trifectas, Swingers, Jackpots, Placepots, and Quadpots.

  • Credits are valid for international as well as UK racing events.

  • Tote Credits are typically valid for 7 days after being credited.

  • When a bet is placed using Tote Credit, only the winnings are credited. The stake amount from the Tote Credit is not returned or included in any returns.

  • Tote Credit cannot be applied to sportsbook wagers, such as football or rugby.

  • If you believe credits are missing, contact Customer Care or ensure you are checking the correct section (e.g., betslip for sportsbook credits or gift icon for general credits).

Additionally, Tote credits can only be used for horse racing bets and not for other sports. They can also be used for international races, including events in France, the USA, and more. The flexibility to use these credits in any betting increments further enhances their usability. When a bet is placed using Tote Credit, only the winnings are credited, and the stake amount from the Tote Credit is not returned. For example, if a £20 Tote Credit wins, your payout excludes the £20 stake.

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