Banks can use different methods to verify deposits you make to tote.co.uk. The three main methods of verification are explained below:
SMS code
If you receive a 3DS2 challenge you will be asked to enter a code by your bank
This will come to your phone as an SMS
Enter the code into the box on the bank screen
If the codes match, your deposit will be successful
PLEASE NOTE that, if you choose to have a code sent to you, your bank will send it to the phone number that you have registered with them, NOT the one you have registered with tote.
In app verification
If you receive a 3DS2 challenge you will be asked to open your banking app
In your app you will be asked to approve the deposit
Once approved, the deposit will be successful.
Email code
If you receive a 3DS2 challenge you will be asked to enter a code by your bank
This will come to your email inbox
Open the email
Enter the code into the box on the bank screen
If the codes match, your deposit will be successful
PLEASE NOTE that, if you choose to have a code sent to you, your bank will send it to the email address that you have registered with them, NOT the one you have registered with tote.